Happy Prime - Latest News [Page 1]
Time For Lenders To Back Kiwi Talent, Not Just Property
Wednesday, 27 November 2024, 9:52 am | Happy Prime
“New Zealand’s opportunity to boost productivity, GDP and wages is not in agriculture or tourism but in our talented, entrepreneurial population,” says Meurig Chapman, CEO of Happy Prime, a leading specialist in credit risk within the corporate banking ... More >>
Slow Regulators A Risk To Consumers And Financial Innovators
Wednesday, 30 October 2024, 9:24 am | Happy Prime
“We’ve seen this play out before with peer-to-peer lending, where regulator inaction allowed the product to develop with considerable time, effort and investment, only for them to stomp on it. BNPL faces the same risk. More >>
Monopolised Capital Market Hinders Kiwis’ Access To Finance
Wednesday, 2 October 2024, 10:05 am | Happy Prime
Meurig Chapman, CEO of Happy Prime, a leading specialist in credit risk within the corporate banking and financial services sectors, says that while the amendments proposed by the Coalition Government are positive, they “don’t go far enough.” More >>
More Competition In NZ Banking Needs Fewer Banks, Not More
Monday, 30 September 2024, 10:57 am | Happy Prime
Meurig Chapman, CEO of Happy Prime, a leading specialist credit risk firm in New Zealand's corporate banking and financing sector, says the ComCom is being hypocritical by calling for more banking competition after four years of throttling competition ... More >>
More Competition In NZ Banking Needs Fewer Banks, Not More
Saturday, 14 September 2024, 11:55 pm | Happy Prime
The stringent controls imposed by the CCCFA and the Reserve Bank of New Zealand's (RBNZ) extreme capital requirements and tough banking license requirements stifle any level of innovation or diversification in the New Zealand banking sector. More >>
RBNZ’s DTI Restrictions To Make Rich Richer And Poor Poorer
Thursday, 13 June 2024, 11:24 am | Happy Prime
Just as in the CCCFA scenario, the new measures could disproportionately affect first home buyers and those on low incomes, potentially causing them financial disadvantage. More >>