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Happy Prime - Latest News [Page 1]
Climate Change An Imminent And Unfolding Storm For NZ Homeowners
Thursday, 27 March 2025, 9:32 am | Happy Prime
Meurig Chapman, CEO of Happy Prime, New Zealand’s specialist credit risk which consults to the corporate banking sector, says extreme weather events—now expected every three years instead of 50—could be financially devastating if New Zealand ... More >>
Climate Change An Imminent And Unfolding Storm For NZ Homeowners
Thursday, 20 March 2025, 10:05 am | Happy Prime
Meurig Chapman, CEO of Happy Prime, New Zealand’s specialist credit risk which consults to the corporate banking sector, says extreme weather events—now expected every three years instead of 50—could become a major problem if New Zealand does ... More >>
Kiwis Need To Talk About Our Fear Of Risk And What It’s Costing Us
Wednesday, 5 March 2025, 9:27 am | Happy Prime
CEO of Happy Prime, Meurig Chapman says Kiwis need to strike a more careful balance between risk and reward and the limitations that Government controls place on them. More >>
Kiwis Need To Talk About Our Fear Of Risk And What It’s Costing Us
Thursday, 27 February 2025, 9:40 am | Happy Prime
New Zealand must reassess its risk appetite to stimulate economic growth and improve national prosperity. This means encouraging investment in businesses that drive productivity, adopting a more strategic approach to financial risk, and reducing unnecessary regulatory ... More >>
Time For Lenders To Back Kiwi Talent, Not Just Property
Wednesday, 27 November 2024, 9:52 am | Happy Prime
“New Zealand’s opportunity to boost productivity, GDP and wages is not in agriculture or tourism but in our talented, entrepreneurial population,” says Meurig Chapman, CEO of Happy Prime, a leading specialist in credit risk within the corporate banking ... More >>
Slow Regulators A Risk To Consumers And Financial Innovators
Wednesday, 30 October 2024, 9:24 am | Happy Prime
“We’ve seen this play out before with peer-to-peer lending, where regulator inaction allowed the product to develop with considerable time, effort and investment, only for them to stomp on it. BNPL faces the same risk. More >>
Monopolised Capital Market Hinders Kiwis’ Access To Finance
Wednesday, 2 October 2024, 10:05 am | Happy Prime
Meurig Chapman, CEO of Happy Prime, a leading specialist in credit risk within the corporate banking and financial services sectors, says that while the amendments proposed by the Coalition Government are positive, they “don’t go far enough.” More >>
More Competition In NZ Banking Needs Fewer Banks, Not More
Monday, 30 September 2024, 10:57 am | Happy Prime
Meurig Chapman, CEO of Happy Prime, a leading specialist credit risk firm in New Zealand's corporate banking and financing sector, says the ComCom is being hypocritical by calling for more banking competition after four years of throttling competition ... More >>
More Competition In NZ Banking Needs Fewer Banks, Not More
Saturday, 14 September 2024, 11:55 pm | Happy Prime
The stringent controls imposed by the CCCFA and the Reserve Bank of New Zealand's (RBNZ) extreme capital requirements and tough banking license requirements stifle any level of innovation or diversification in the New Zealand banking sector. More >>
RBNZ’s DTI Restrictions To Make Rich Richer And Poor Poorer
Thursday, 13 June 2024, 11:24 am | Happy Prime
Just as in the CCCFA scenario, the new measures could disproportionately affect first home buyers and those on low incomes, potentially causing them financial disadvantage. More >>
